As you would expect, the actual rates achieved will depend on your particular circumstances. As brokers, we will source the market for the most appropriate rate for you.

Typical rates are as follows;

 

	LTV TO 60%	LTV to 70%	LTV to 80%	LTV to 85%
Audited Accounts	+1.0% to 2.0%	+2% to 2.5%	+2.0% to 2.5%	+1.5% to 3%
Self-Cert (No Adverse)	+2% to 2.5%	+2.5% to 3.5%	+3.5% to 4.5%	+3.5% to 5.0%
Low Adverse	+2% to 3.0%	+2.2% to 3.5%	+3.5% to 4.5%	+3.5% to 5.0%
Medium Adverse	+2.5% to 3.5%	+3.5% to 4.5%	+4.0% to 6.0%	+5.0% to 6.0%
Heavy Adverse	+3.5% to 5.0%	+5.0% to 6.0%	+5.0% to 7.0%	N/A

NOTE: All rates stated above are indicative only. Actual rates will depend on individual circumstances. Rates are based on LIBOR (London Interbank Offering Rate) + the stated margin.


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